STORM, HAIL & INSURANCE · SERVING NORTHERN UTAH

Roof Insurance Claims in Utah

Storm or hail damage is stressful enough without fighting your insurance company. We inspect, document it properly, and work with your adjuster so you get the roof your policy owes you.

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Founding member, Women-Owned Businesses of N. Utah

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Backed by top-brand roofing warranties

Financing Available

Flexible options for your project

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Honest, no-pressure estimates

Insurance Claims Help

We work with your adjuster

You don't have to handle the claim alone

When a storm or hailstorm hits, the hardest part often isn’t the roof, it’s the claim. Insurers don’t make it simple, damage isn’t always obvious, and a weak inspection report can get a legitimate claim underpaid or denied. That’s exactly where we come in.

We’ve walked a lot of Utah homeowners through this. We get on the roof, document the damage the way an adjuster needs to see it, and stand with you through the process. We can’t promise any specific outcome, no honest roofer can, but we make sure your claim is backed by a thorough, professional assessment instead of a guess.

How we help

Everything you need for a roof insurance claim

Start with your situation. Each guide links back here.

How to file a claim

A clear, step-by-step guide to filing a roof insurance claim in Utah.

Working with the adjuster

What to expect from the adjuster visit, and how to be ready for it.

Does insurance cover it?

When a roof replacement is covered, and when it isn’t.

Choosing a roofer

How to vet a roofer and steer clear of storm-chasers.

Roof appraisals

Disagree with the payout? An appraisal can settle it.

Storm & hail damage

Already know you have damage? Start with the repair pages.

Our process

How we handle a storm or hail claim with you

Four steps, from the first look to a roof that’s made right.

1. Free damage inspection

We get on the roof and check for the wind, hail, and storm damage adjusters look for, a lot of which isn’t visible from the ground. You get a clear, photo-backed report.

2. Proper documentation

We document the damage the way it needs to be documented for a claim, so your insurer is looking at evidence, not your word against theirs.

3. We meet your adjuster

We can be there when the adjuster inspects, so nothing legitimate gets missed or waved off. We speak their language.

4. We make the roof right

Once the claim is settled, our local crew does the work properly and stands behind it. You deal with one company start to finish.

Think you have storm or hail damage?

The clock matters on claims. Start with a free inspection, or read up first.

Why homeowners choose us

Straight answers to the worries we hear most

Maybe you’ve been burned before, or you’re worried you will be. Here’s what makes us different.

“My roofer took the deposit and disappeared.”

We hear this one a lot, and it’s part of why Jen started Roofing Utah. We treat every job as a real commitment to your home. That means showing up when we say we will and finishing what we start. And if something needs attention down the road, we’re still here to take the call.

“The leak came back a week later.”

If a repair doesn’t hold, it wasn’t really a repair. So we look for what’s actually causing the leak instead of just covering the spot that’s easiest to reach. We use the right materials and install them properly, so the next rainstorm isn’t a reason to worry.

“I can't tell if I need a repair or a replacement.”

This is one of the most common spots to be stuck in, and it’s where a lot of homeowners get pushed toward the priciest option. We’ll give you an honest read instead. Sometimes a repair is all you need. Other times, replacing the roof is the smarter call over the long run. We’ll tell you which one it is and why.

“Storm chasers keep showing up at my door.”

After a big storm, out-of-town crews show up uninvited, promise a great deal, and ask for money upfront. Some of them you never see again. We’re a local company based in Roy, working across Ogden, Davis County, and the Salt Lake Valley. We were here before the storm and we’ll be here after it, which matters when you need someone to stand behind the work.

“I have no idea if my insurance will cover this.”

Insurance claims are confusing, and most roofers leave you to sort it out on your own. We don’t. We’ll help you document the damage, figure out what your policy actually covers, and handle the paperwork the insurer wants. Whether it was hail, wind, or one of those classic Wasatch Front storms, having someone who knows the claims process makes a real difference.

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Explore our work

Popular roofing services across Utah

The jobs Utah homeowners call us for most — each handled start to finish by our own crew.

Roof Repair

Our most-requested service. Leaks and storm damage handled fast by a crew that stands behind the work.

Roof Replacement

A full new roof, built for Utah’s snow, wind, and sun — with financing options and a clear timeline.

Storm & Hail Damage

Hail or wind damage? We document it and work directly with your adjuster so you don’t have to.

FAQs

Questions Utah homeowners ask us

Clear answers, no runaround.

Do you work with insurance companies?

Yes, all the time. We document the damage, provide the reports your insurer needs, and can meet your adjuster on site. It’s one of the things we’re known for.

Will you guarantee my claim gets approved?

No honest roofer can, and you should be wary of anyone who does. What we can promise is a thorough, professional inspection and documentation that gives a legitimate claim its best chance.

How long do I have to file a roof claim in Utah?

Most policies have a filing window after the storm, and it’s shorter than people expect. Don’t wait, get the roof inspected soon so you keep your options open. Check your specific policy for the deadline.

What does it cost to have you inspect for a claim?

Reach out and we’ll take care of you. Our goal is an honest assessment of whether you have a claim worth filing, not a hard sell.

What if my insurance underpays the claim?

That happens, and it’s what the appraisal process exists for. We can walk you through it, and our appraisal service is built for exactly this situation.

MEET THE FOUNDER

Jen Silver

Jen Silver founded Roofing Utah in 2019. By then she’d already spent years in the Utah roofing business, starting out on the phones in inside sales and working her way up to general manager of a local roofing company, where she nearly doubled its annual sales in under two years.

She built Roofing Utah to be a contractor homeowners could count on from the first call to the final walkthrough. Today it’s one of the fastest-growing roofing companies in Utah, and Jen is a founding member of Women-Owned Businesses of Northern Utah.

Ready for a roof you don't have to worry about?

Tell us a little about your roof and we’ll get you a free, no-pressure quote. Prefer to talk? Call us at (385) 799-8824 and you’ll reach a real person.

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